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Old 01-19-2013, 06:04 AM
calypsoblu calypsoblu is offline
Join Date: Aug 2011
Location: Gold Canyon, Arizona
Posts: 45
Default Home purchase in triad..

I have a question and I hope you gals n guys can help me out. I am in a triad, myself (f) and two guys. One of the men is my legal husband. We have been talking about finding a bigger home, so, my question is, how to go about financing in both guys names if possible. What are others experiences with this situation?
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Old 01-19-2013, 07:14 AM
BoringGuy BoringGuy is offline
Join Date: Aug 2012
Location: Nowhere
Posts: 1,640

you just go apply for mortgages with whomever's income and credit profile makes the most sense. The bank doesn't care about what goes on between your legs. They care about getting their money.
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Old 01-19-2013, 07:23 AM
JaneQSmythe JaneQSmythe is offline
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Join Date: Jan 2012
Location: Pennsyl-tucky
Posts: 1,863

No personal experience with owning a home with our Vee - our primary home is in my name only. I do own a second property with my two sisters - which wasn't a problem but no mortgage/loan was involved. You may want to look into forming a LLC...

Me: poly bi female, in an "open-but-not-looking" V-plus with -
MrS: hetero polyflexible male, live-in husband (24+ yrs)
Dude: hetero poly male, live-in boyfriend (6+ yrs) and MrS's BFF
SLeW: platonic hetero girlfriend and BFF
MrClean: hetero mono male, almost lover-friend to me, FWBs to SLeW
+ "others" = FBs, FWBs, lover-friends, platonic G/BFs, boytoys, etc.

My poly blogs here:
The Journey of JaneQSmythe
The Notebook of JaneQSmythe
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Old 01-19-2013, 04:53 PM
ThatGirlInGray ThatGirlInGray is offline
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Join Date: Jan 2012
Location: Northern Cali
Posts: 552

Yeah, the bank doesn't care about the relationship among the people buying the house. Friends can buy property together, family members, business partners, whatever. What matters is how you decide to hold the title. I know in CA married folks tend to hold property in joint tenancy unless they make an effort to change it. I don't know about community property laws in AZ, but you should be able to stipulate how you all want to hold title on the house.
Pan Female, Hinge in a V between my mono (straight) husband, Monochrome and my poly (pan) partner, ThatGuyInBlack
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Old 01-19-2013, 06:24 PM
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Helo Helo is offline
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Join Date: Mar 2011
Location: California
Posts: 278

I would be careful with that because, as I recall, Arizona has laws against "fornication" and "adultery" that do technically include polyamory. I seriously doubt they're enforced with any degree of eagerness but it's still a potential problem that you should keep in mind.

I'd talk to a lawyer first before signing any legal paperwork.

The bigamy laws in some states are written such that it can be considered bigamy if you "act as though you are married" with more than one person. I'm not 100% sure with Arizona which is why I recommend seeking legal advice.
I am as direct as a T-Rex with 'roid rage and about as subtle. It isn't intended to cause upset, I just prefer to talk plain. There are plenty of other people here who do the nice, polite thing much better than I can. I'm what you'd call a "problem dinner guest."
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Old 01-19-2013, 07:10 PM
Delphinius Delphinius is offline
Join Date: Jan 2013
Location: The Great Northwet
Posts: 36
Default House title/bank paperwork/two names only

Believe it was in the book 'Opening Up' where it was mentioned that most banks' loan paperwork only has space/lines to sign of two owners.

As stated above they don't care where the money comes from but the legal ownership will on be under the two who signed the paperwork unless you three create an LLC or such.

Good advice above....
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