Thanks everyone... another kink in the road (hehe) so we shall see what happens. i guess i do tend to feel old for where I am in life because of my military affiliation, I have been married longer than most of my friends who all have 1,2,3 kids etc. some are divorced some aren't, and its not really what me and primary really wanted just yet.
I guess we will see how things pan out. Got some calls from the school that may change my education, but I do see where you are coming from, that if I do have I child if anything happens i need to make 100% sure that I can care for them on my own not that i would ever wish or hope for that to happen.